Lumara

FINANCIAL INTELLIGENCE

Complex finances. Clear answers.

Financial intelligence for complex family law matters.

Forensic income analysis, financial clarity, and business valuation designed to help family law attorneys understand the financial issues that matter to the case. Clear deliverables, defined scope, and predictable fixed-fee pricing.

APPROACH

Structured analysis, professional judgment throughout

TURNAROUND

Typically 1–2 weeks after complete records

PRICING

Fixed fee, scope confirmed upfront

COVERAGE

Family law attorneys statewide

Financial clarity for complex family law matters.

Lumara is built around three priorities: responsive turnaround, accurate and traceable financial analysis, and defined scope with fixed pricing.

01

Responsive Turnaround

Most core engagements are completed within one to two weeks of complete records.

02

Accurate, Traceable Analysis

Key figures are traced to source records, reconciled where appropriate, and reviewed before delivery so conclusions are clear, supported, and defensible.

03

Defined Scope & Fixed Pricing

Scope and price are confirmed before work begins, with material changes discussed and approved separately.

SERVICES & PRICING

Three focused financial engagements.

Each engagement has a defined purpose, clear deliverables, and fixed-fee pricing confirmed before work begins.

01

Forensic Income Analysis

When income is unclear or business ownership complicates support.

YOU RECEIVE

- Normalized income conclusion
- Supporting adjustment schedule
- Source-record reconciliation

$3,950 FIXED FEE

Typically 1-2 weeks after complete records

02

Divorce Financial Clarity

When counsel needs the broader financial picture before negotiation or settlement.

YOU RECEIVE

- Tier 1 income analysis
- Marital asset & liability summary
- Expense, cash-flow & issue analysis

$6,750 FIXED FEE

Typically 1-2 weeks after complete records

03

Business Valuation

When counsel needs the broader financial picture before negotiation or settlement.

YOU RECEIVE

- Conclusion of value
- Supporting valuation analysis
- Attorney-ready workpapers

$9,750 FIXED FEE

Sample Work Product

From financial records to an attorney-ready conclusion.

These illustrative sample excerpts show the type of financial clarity Lumara delivers to counsel.

Tier 1 · Forensic Income Analysis
Income Normalization Summary
Normalized Monthly Income $34,569
Normalized Annual Income $414,828
Income Source Monthly
Officer W-2 Salary $14,958
S-Corp Cash Distributions $19,611
Normalized Monthly Income $34,569
Conclusion

Three-year W-2 and K-1 history was reconciled to bank deposits and shareholder-distribution activity, producing a traceable normalized income conclusion.

Tier 2 · Divorce Financial Clarity
Attorney Financial Snapshot
Combined Monthly Gross Income $38,969
Estimated Net Marital Estate $1,282,000
Material Financial Issues Identified
01 $7,744 per month of retained business earnings identified separately for counsel's consideration and not included in normalized income.
02 $410,000 business interest carried at book value only rather than independently valued.
03 Several reported marital/estate values could not be independently verified from the records provided.
Conclusion

Identified issues were incorporated into the attorney-facing financial summary for review before negotiation or settlement.

Want to see the full work product?
Complete sample Tier 1, Tier 2, and business valuation reports are available upon request.
REQUEST SAMPLE REPORTS

Typical records we review

The exact request depends on the matter. Common records include:

- Personal and business tax returns

- W-2s, 1099s, K-1s, and payroll records

- Financial declarations and marital-estate worksheets

- Retirement and investment account statements

- Personal and business bank statements

- Business financial statements and general ledger data

- Credit-card and loan statements

- Relevant ownership, debt, and business records

HOW IT WORKS

From first call to attorney-ready deliverable.

A straightforward four-step process from intake through delivery.

01

INTAKE CALL

Brief call to understand the case and confirm scope and price. No commitment required.

02

DOCUMENT RECEIPT

Secure transfer of tax returns, bank statements, and financial records. Turnaround clock starts here.

03

ANALYSIS & REVIEW

Key figures are traced to source records, reconciled, and reviewed before delivery.

04

DELIVERY

Attorney-ready memo, workpapers, or valuation report - clear, concise, and ready for counsel to use.

A business owner's perspective, applied to family law finances.

ABOUT LUMARA

Lumara Financial Intelligence was founded by Matt Marron, a South Carolina-licensed Certified Public Accountant, to bring clear financial analysis to complex financial matters.

Matt brings 20+ years of business ownership experience to every engagement, with a focus on financial analysis and business valuation for family law matters.

  • Licensed Certified Public Accountant - South Carolina
  • 20+ years of business ownership & operating experience
  • Financial analysis & business valuation focus
  • SCCA 430 Financial Declaration workpaper support

20+ Years

Business ownership and operating experience

What attorneys ask before their first engagement.

"Is this work product suitable for court?"

Yes. Lumara's work is designed to be clearly documented, traceable to source records, and suitable for mediation, negotiation, or court presentation.

"What should I expect from a Lumara engagement?"

Defined scope, fixed-fee pricing, responsive turnaround, and financial analysis that is traceable to the underlying records and clearly presented for counsel.

"What if the case goes to litigation?"

Standard pretrial litigation support and any deposition or trial testimony are billed separately, as outlined in our services and pricing.

"Can I call you to discuss a matter before engaging?"

Yes - and encouraged. A brief intake call is standard before every engagement, with no commitment or fee. A conflict check is completed before case specifics are discussed.

Ready to discuss a matter?

A brief intake call is the starting point for every engagement. Before discussing case specifics, Lumara performs a conflict check to confirm we're able to take the matter.

LOCATION

880 S. Pleasantburg Drive, Suite 1B
Greenville, SC 29607

RESPONSE TIME

Typically same business day for attorney inquiries

Start the conversation

Tell us how we can help. We typically respond within one business day.

© 2026 Lumara Financial Intelligence · 880 S. Pleasantburg Drive, Suite 1B
Greenville, SC 29607 · All engagements subject to conflict check and scope confirmation. Lumara Financial Intelligence provides financial analysis, financial due diligence, forensic financial consulting, and business valuation services. Lumara does not perform audits, reviews, examinations, compilations, or other assurance services.